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Welcome to Broke Gal in NYC, the story of young women and money. Inspired by other financial blogs and my own personal goals, I have decided to track living in an expensive urban area (NYC) not only for cheap, but while paying down debt and building up savings. This is my journey in growing up, getting wise, and getting richer (hopefully!)

Money: Last year, I made just under $26,000. On that, I paid off my credit card debt (as of October 2011),saved over $4,000 and raised my credit score nearly 100 points.

Goals: No credit card debt by February 2012 (paid off October 2011!), have a strong plan to pay off my student loans which are currently at $37,000, save nearly $10,000, and pursue freelance writing and a career in financial services.